The Union writes: “MISS: To insurance companies dropping home insurance policies — or no longer writing them — in Nevada County. No doubt millions in claims will soon come out of the ashes all across Northern California, but millions more have been paid by homeowners for the very insurance support now being sought by victims of fire.
“Fewer companies writing policies also means homeowners, along with prospective homeowners, have more trouble insuring a property — and trouble buying and selling homes, a negative impact on our economy.”
First of all, The Union is way behind in its reporting, as usual. This has been an ongoing problem — long before the recent fires. You wonder about The Union’s sourcing and experience.
Second, homeowners have to share the blame with insurance companies when it comes to digging in their heels about creating “defensible space” with arguments of “property rights” and so on. This is an ongoing issue here, with the right wing nuts showing up at government meetings objecting to tighter regulations about clearing brush.
To be sure, we recently had a “come to Jesus” discussion with our insurer (you can ask him), reminding him about all the money we spend to create defensible space. Tree trimming and brush clearing is expensive. A recent bill for us topped $1,000, just to be proactive.
It’s a tough pill to swallow for some homeowners that Nevada County is a risky place to insure, but the simplistic argument of bashing “big business,” as The Union has, reflects a podunk and ignorant mindset. It is counterproductive.